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Q&A: Credit Score?

Question by Gehrig04: Credit Score?
How do corporations compute your credit score?

Best answer:

Answer by Kitch
The credit scores are determined individually from the three major credit bureaus: Experian, TransUnion, and Equifax. The algorithms aren’t made known to the public, though. Each bureau calculates it a little differently, and that is why the scores aren’t identical even if the information in the report is.Here are the factors that contribute to your score:Payment history (35%). Your score is negatively affected if you have paid bills late, had an account sent to collection, or declared bankruptcy. The more recent the problem, the lower your score — a 30-day late payment today hurts more than a bankruptcy five years ago.Outstanding debt (30%). If the amount you owe is close to your credit limit, that is likely to have a negative effect on your score. A low balance on two cards is better than a high balance on one.Length of your credit history (15%). The longer your accounts have been open, the better.Recent inquiries on your report (10%). If you have recently applied for many new accounts, that may negatively affect your score. Promotional inquiries don’t count.Types of credit in use (10%). Loans from finance companies generally lower your credit score. FICO says this is most important when there isn’t a lot of other information upon which to base a score.

Add your own answer in the comments!

San Francisco, CA (PRWEB) April 10, 2014

The web hosting review site has announced the best image web hosting plans after reviewing their price, ease of use and technical support and monitoring the performance for months, aiming at offering reference for photo lovers who want to obtain good online presence.

The packages on the recommendation list are the Professional Plan from BlueHost, Launch from InMotion Hosting and Prime from A2Hosting respectively. All of them come with more tools and features than those required in creating and maintaining a website.

1)????Professional Plan

Offered by BlueHost, a world’s leading web hosting provider, Professional Plan currently serves millions of domains and websites. The price of the plan starts from $ 6.99/mo regularly, and now with this promotional link, it is cut down to $ 3.95/mo. 1 domain and over $ 200 marketing credits are included free of charge.

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For more information, follow this link to read details.


It is a leading resource in web hosting review that offers detailed guidance on choosing service and resolving simple problems.

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Determine exactly where to purchase cheap credit reports via the internet. Determine precisely where to find free credit rating report on the web.

The Fair Credit Reporting Act (FCRA) take each of the nationwide credit reporting companies — Equifax, Experian, and TransUnion — to provide you with a f…
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Credit Report Question?

Question by Michael T: Credit Report Question?
I’m looking at my credit report flop now, I have a negative item on my report from a credit card account I opened in 2001, it was completely paid off by 2002, but on my credit report from experian its showing an endured reported date in 2004. Negative items lastly up to 7 years, is this going to be on there till next year or taken off in 2011?

Best answer:

Answer by troythom
File a dispute with Experian. Should be a form letter listed on their website for disputing items.

What do you think? Answer below!

(PRWEB) April 03, 2014, the independent authority on credit card processing, has promoted the ratings of the top payment gateway consultants, naming Flagship Merchant Services the top payment gateway consultant for April 2014. Credit card processing consultants are placed through a thorough process for analyzing payment gateway consultants based on their primary strengths.

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For more information about Flagship Merchant Services visit:

To view the ratings of the scoop payment gateway companies visit:

Related Credit Fraud Press Releases

Credit Score?

Question by Lindsay: Credit Score?
I wear’t understand what credit score is..tin someone explain in very simple terms? and what a full and bad credit score is? How do you get a good score or a bad one??

Best answer:

Answer by Turok

Give your answer to this question below!

How to raise your credit score fast

How to raise your credit score fast

I went from a 573 to a 631 in less than a month, and now have a 700, 10 months later. Here are a few steps that you can use to help increase your score quick…
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TransUnion Reveals a Third of Americans Have Never Checked Their Credit
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How I raised my credit score for my dream house
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Dana Johnson of Louisville received a disturbing call while baking cookies with her family Dec. 14. The Kohl's Fraud Department left her a message informing her there had been suspicious activity on her store account. Rather than calling the fraud …
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California leads states in identity fraud and computer hackings, report says
Specifically, California leads all US states in the number of victims of Internet crimes, the number of computer systems hacked or attacked by malware, the amount of financial losses suffered by all of the above, and the number of victims of identity …
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